IT Glossary
Adaptive authentication adjusts login requirements to real-time risk signals. Learn which signals matter, how it works, and where it has no visibility.
August 7, 2026
Adaptive authentication, also called risk-based authentication, is an access control method that changes what a user must prove depending on the risk of each sign-in attempt. A login from a managed laptop on a known network passes with a single factor, while the same account from a new country on an unmanaged device is challenged or blocked.
The engine only sees what passes through it. An application with a local password, a personal account used for work, or an OAuth grant approved directly in a browser produces no signal and receives no policy. This is the recurring pattern in mid-market estates: strong adaptive policies on 20 federated applications, and none at all on the 80 that were never connected.
A company sets Conditional Access to require a second factor for any sign-in outside its two office countries. Two months later a finance manager's credentials leak, the attacker attempt from another region is challenged, and it fails. In the same month an unrelated invoicing tool with its own login is compromised without producing a single signal, because it was never behind the identity provider. Both outcomes trace back to coverage rather than policy quality, which is the gap Corma closes by governing the applications the identity provider does not see.
MFA always requires the same additional factor. Adaptive authentication decides, attempt by attempt, whether that factor is needed based on live risk signals.
Device compliance and known versus unknown device carry the most weight in practice, followed by impossible travel and leaked credential detection. Geolocation alone produces many false positives for traveling staff.
Yes, that is its main appeal. Trusted contexts pass without a challenge, so the second factor is spent where it actually changes the outcome.
NIS2 lists multi-factor or continuous authentication solutions among its baseline risk management measures in Article 21(2)(j). Adaptive authentication is one recognized way to meet that expectation, not an explicit legal requirement in itself.